Senior Underwriter

Job Title: Senior Underwriter – Residential Mortgage.

Location: Pune & Mumbai (Work from Office – Night Shift aligned with US hours)

Experience: 5+ Years

Industry: US Mortgage / Residential Underwriting

Employment Type: Full-time

Key Responsibilities

• :Review and verify all loan applications and supporting documents
• .Analyze credit, income, and asset documentation including 1040s, K1s, bank statements, and other financial records
• .Identify risks and inconsistencies within mortgage loan files
• .Perform both AUS (DU, LP) and manual underwriting
• .Run and analyze fraud detection reports (Fraud Guard, Fraud Manager, DRIVE)
• .Ensure compliance with agency guidelines (FHA, VA, FNMA, FHLMC, USDA)
• .Apply internal credit policies, TRID, and mortgage regulatory standards
...