Partnership & Institutional Credit Risk

Job description:

• Develop, maintain, and update Standard Operating Procedures and credit policies related to institutional risk and indirect lending.
• Ensure the entire risk framework complies with internal guidelines and external regulatory requirements, particularly OJK regulations on channeling, joint financing, and corporate lending.
• Build comprehensive risk dashboards and monthly portfolio reports for Senior Management and the Board of Directors, with focus on risk exposure, concentration, and portfolio health.
• Conduct in-depth portfolio analysis (historical and projection) to assess the business and financial health of prospective Indirect Lending partners.
• Evaluate business models, corporate governance, operational capabilities, and historical loan portfolio performance to determine counterparty risk levels.
• Present partner risk assessments and credit memos to the Risk/Credit Committee for approval, including recommendations on...