Head of Data Science, Credit Risk Analytics

About Cleo

At Cleo, we are building a hyper‑intelligent financial advisor in your pocket, aimed at providing access to financial services for everyone, regardless of background or income. With over £300 million in annual recurring revenue and more than 2× year‑over‑year growth, we’re a profitable, fast‑growing unicorn scaling fast across the UK and the US.

About the Role

As Head of Data Science for Credit Performance, you will lead the measurement, monitoring and optimisation of Cleo's credit risk framework. You’ll own the design of risk metrics, maintain the monitoring dashboards and drive data‑driven decisions that keep our credit products healthy and profitable.

Key Responsibilities

• Credit Performance Measurement & Monitoring: Own the design and maintenance of the credit risk metric framework, including arrears, default, yield, LTV and marginal loss rates; build dashboards and alerts for early detection of shifts.