Data Scientist (Card Portfolio Analytics)

We are seeking a Data Scientist to lead analytical workstreams for credit card portfolio optimization. You will translate large-scale transaction and customer data into actionable insights, build and deploy statistical models and machine learning solutions, and drive data-driven strategies across the card lifecycle — including acquisition, activation, usage, retention, and risk optimization.

You will work closely with Product, Marketing, Risk, and Technology teams, design test-and-learn frameworks, and present clear, actionable recommendations to senior stakeholders. If you have a strong background in credit card analytics, customer lifecycle modeling, and client-facing analytics, we want to hear from you.

• Own analytics workstreams for card portfolio optimisation across acquisition, activation, usage, retention, payment success, fraud, and credit risk.
• Build and deploy statistical models and machine learning solutions to identify growth, efficiency, and r...