Credit Risk Analyst

DigniFi · United States, United States, United States

Location
United States
Job Type
Full-time
Posted
July 08, 2026

Job Description

About the Role Ready to shape how we take smart risk while expanding access to credit?


As a Credit Risk Analyst, you’ll help design and refine the credit strategies that sit at the heart of our business.


You’ll dig into approval rates, loss outcomes, and portfolio trends across segments and vintages, then turn those insights into recommendations on credit policy, decisioning rules, pricing, and terms that balance growth with disciplined risk management.


Working in a modern fintech environment, you’ll monitor model and scorecard performance, support scenario and tradeoff analysis, and deliver insights that inform credit strategy.


This role offers the chance to build deep expertise in consumer lending risk while helping more customers access responsible, transparent financing for the auto repairs and essentials they depend on.


What You Will Do:



  • Credit Policy & Decisioning Analytics Analyze cre...

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