Credit Risk analyst

Credit Link Placements · johannesburg, johannesburg, South-Africa

Location
johannesburg
Job Type
Full-time
Posted
July 15, 2026

Job Description

The overall purpose of the job is to assess and mitigate risk by carrying out a comprehensive and quality credit risk function by analyzing the client’s business, financial statements, and management accounts in order to provide a recommendation on new accounts and existing accounts annually.
· Record new account information in the new accounts register within 3 hours of receipt of documents;
· Update new accounts register daily with the progress of the account;
· Have a discussion with a Commercial person to understand the requirements of the client;
· Review all the documents received – Business Application, STCs, company documents, and motivation;
· If STCs are amended, ensure legal has reviewed and given the go-ahead;
· Obtain the necessary credit bureau reports, trade references, and general research on the internet for the client;
· If Audited Financial Statements are received, prepare the necessary ratios on the Credit Report Assessment document;
...

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