Credit Quality Assurance Analyst

Responsibilities

• Conduct thorough post‑decision reviews of credit applications to ensure accuracy, completeness, and strict adherence to internal credit policies, procedures and regulatory guidelines.
• Verify the integrity of data, documentation and decision‑making processes within credit files.
• Analyse credit portfolio performance data to identify trends, anomalies, potential emerging risks and areas requiring deeper investigation.
• Identify root causes of any deficiencies or non‑compliance identified during reviews.
• Evaluate the effectiveness of existing underwriting processes and controls, proposing enhancements to strengthen risk mitigation.
• Support and perform controls mandated within the eFront controls management system and by audit and head‑office directives.
• Contribute to ensuring ongoing compliance with all relevant financial regulations and internal risk frameworks.
• Participate in periodic revie...