Location
dubai
Job Type
Full-time
Posted
July 12, 2026
Job Description
To evaluate corporate credit proposals, perform detailed financial and risk analysis, and provide sound credit recommendations that support informed lending decisions while ensuring compliance with the Bank's credit policies and risk framework.
Key Responsibilities
Credit Analysis
- Analyze corporate credit proposals, financial statements, and business performance.
- Assess borrowers' creditworthiness using financial ratios, cash flow analysis, and industry benchmarks.
- Prepare detailed credit appraisal reports with clear recommendations.
- Evaluate repayment capacity, profitability, liquidity, leverage, and cash flow adequacy.
- Identify key credit risks and recommend appropriate mitigation measures.
Financial & Risk Assessment
- Conduct financial analysis, including ratio analysis, cash flow analysis, DSCR, leverage, liquidity, and stress testing.
- Assess industry trends, mar...